About us
Step into a new financial future
Our financial consulting services provide tailored financial solutions to help you achieve your financial goals. Trust us to guide you towards financial success.
Start with the client – understand their financial needs and provide tailored solutions.
Overview
Investment consulting helps you make better decisions with your money. It’s about building a clear, structured plan for your life goals and guiding you on how to achieve them. You might earn well. You might save. But are you investing the right way? Most people struggle to convert savings into real wealth. That’s where an investment consultant steps in.
What does an Investment Consultant do?
An Investment Consultant looks at your full financial picture and helps you answer questions like:
- How much should I invest each month?
- Which investment option suits my goals?
- What should I prioritize: buying a home, retirement, or my child’s education?
- How much insurance is enough?
- What if the market crashes — should I stop my SIP?
Instead of reacting to news or tips, you make decisions based on a plan.
Why is Investment Consulting useful for you?
You might wonder — why not just look things up online or ask your friend? Because advice is not one-size-fits-all. Your goals, income, risks, and lifestyle are unique. Here’s how investment consulting helps:
- Goal clarity: Set specific goals like a ₹50 lakh retirement fund or a ₹10 lakh education fund in 15 years.
- Planning: Know exactly how much to save and where to invest. For example, a ₹5,000 SIP in an equity fund for 20 years could help you build around ₹38–40 lakh.
- Better risk control: Know your risk profile. If you have a low risk appetite, your plan might focus more on debt funds and hybrid schemes.
- Avoiding costly mistakes: Many invest in traditional tools like FDs, endowment LICs, or post office schemes that barely beat inflation. A financial plan helps you avoid these traps.
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Flexibility: If your income changes, you have kids, or want to start a business, your plan adapts.
What do you get from a consulting session?
At Finiqus, we walk you through:
- Understanding your income and expenses
- Finding out your short and long-term goals
- Evaluating your current investments and insurance
- Doing a risk profile assessment
- Recommending a goal-based plan with Mutual Fund options
- Explaining how to monitor and adjust the plan
Is this only for the wealthy?
No. Even if your SIP is ₹2,000 a month, planning can make a big difference. Starting early and staying consistent matters more than starting big.
A 25-year-old investing ₹3,000/month in an equity mutual fund with 12% expected returns can build over ₹1 crore by age 50.
How do you get started?
Ask yourself:
- Do I know if I’m saving enough?
- Are my investments matching my goals?
- Am I too conservative or too aggressive?
If you’re unsure, it’s time to ask for help. Investment Consulting is not about tips. It’s about structure. You don’t need to track the market every day. You need a plan that works even when the market doesn’t. Your money should work for you — not stress you out.
Let’s build a path that supports your goals, one step at a time.
Finiqus Investment Management
Meet our expert team
Dedicated professionals driving your financial success
Adv. A. Ghosh
Executive Partner & Chief Consultant
Founder & Chief Investment Manager at Finiqus, bringing together the rare combination of legal acumen and financial expertise. With over 3 years of hands-on experience as an Investment Manager and a strong foundation as a NISM-certified Financial Planner, he specializes in crafting goal-oriented, risk-aware investment strategies tailored to individual and corporate clients. A postgraduate in Law (LL.M.) with more than 7 years of practical exposure in Corporate and Civil Litigation, IPR, and Taxation Laws, he is also an expert draftsman known for precision and clarity. His Diploma in Financial Services enables him to bridge legal structuring with wealth creation, ensuring clients receive holistic, compliant, and future-ready financial solutions.
Mr. P.K. Ghosh
Managing Partner & Senior Advisor
Senior Investment Manager at Finiqus, offering decades of institutional wisdom and practical insight. A retired Deputy Manager from the State Bank of India, he brings deep-rooted experience in banking operations, financial products, and customer-centric advisory. With over 7 years dedicated to investment management and financial product distribution, he is known for his disciplined approach, ethical advisory standards, and strong risk assessment skills. His guidance adds stability and trust to Finiqus’ advisory framework, making him a pillar of reliability for clients seeking long-term financial security.
Adv. Jhilick D. Ghosh
Legal & Education Consultant
The Legal and Education Consultant at Finiqus, contributing a sharp legal perspective backed by academic excellence. A postgraduate in Law (LL.M.) with over seven years of practical experience, she specializes in Real Estate Laws, Labour Laws, and Civil Litigation. Her advisory work is marked by clarity, strategic thinking, and a strong focus on compliance and dispute prevention. Alongside legal consulting, she plays an active role in legal education and mentorship, simplifying complex legal concepts for students and clients alike. Her presence strengthens Finiqus’ commitment to knowledge-driven solutions and responsible legal guidance.
Adv. R.G. Barik
Tax Consultant
Specialised Officer of Compliance, Audit and GST at Finiqus. Income Tax and Capital Gains Tax Consultant.
Why Choose Us?
Personalized Financial Guidance
We understand that no two financial journeys are the same. That’s why we focus on your specific goals, responsibilities, and comfort levels. Whether you're planning for retirement, a child's education, or just getting started, our advice is always tailored to where you are and where you want to go.
Transparent and Trusted Approach
You deserve clear answers and complete honesty when it comes to your money. We educate you about the options, explain the risks in simple terms, and help you make decisions you can trust. There are no hidden agendas—only open conversations and reliable support.
Commitment to Long-Term Growth
We don’t believe in shortcuts or one-time fixes. Our focus is on steady, sustainable growth aligned with your life stages. We walk with you through every financial milestone, helping you stay focused, stay calm during market swings, and stay committed to your bigger picture.
All-in-One Financial Solutions
From mutual funds to retirement planning, insurance guidance to budgeting help—we cover it all under one roof. You don’t have to juggle multiple advisors or platforms. With us, you get complete financial support, saving you time and giving you peace of mind.
Easy Access to Top Mutual Funds
We simplify investing by offering direct access to India’s top mutual fund platforms—all through your advisor’s trusted code. This means you invest quickly, track easily, and always know your money is working in trusted hands without extra complications.
Focus on Education Before Execution
Before we ask you to invest, we help you understand. We break down financial terms, market behavior, and investment options in plain language. When you know what you're doing and why you're doing it, you’re more likely to succeed—and stay the course when it matters most.
We are Partnered with
Trusted by over 200 clients across India.
Managing Rs. 120 Million+ worth of Assets with more than 5 years of experience
Join us to make your financial future, a better place.