About us
What is Investment Consulting ?
Investment consulting helps you take control of your money and turn it into a tool for growth. It’s more than picking funds or timing markets. It’s about understanding your financial goals and creating a clear plan to reach them. Many people earn well and even manage to save, but saving alone isn’t enough. Without the right investment approach, money often sits idle or underperforms. This is where investment consulting becomes valuable. An investment consultant looks at your income, expenses, goals, and risk tolerance to build a strategy that fits you. Whether you want to retire early, buy a home, or fund your child’s education, having a structured plan gives you direction. It also protects you from emotional decisions during market ups and downs. Investment consulting helps you stay focused, disciplined, and aligned with your financial vision. It turns your savings into a working plan for long-term growth and security.
What does an Investment Consultant do?
An Investment Consultant looks at your full financial picture and helps you answer questions like:
- How much should I invest each month?
- Which investment option suits my goals?
- What should I prioritize: buying a home, retirement, or my child’s education?
- How much insurance is enough?
- What if the market crashes — should I stop my SIP?
Instead of reacting to news or tips, you make decisions based on a plan.
Why is Investment Consulting useful for you?
You might wonder — why not just look things up online or ask your friend? Because advice is not one-size-fits-all. Your goals, income, risks, and lifestyle are unique. Here’s how investment consulting helps:
- Goal clarity: Set specific goals like a ₹50 lakh retirement fund or a ₹10 lakh education fund in 15 years.
- Planning: Know exactly how much to save and where to invest. For example, a ₹5,000 SIP in an equity fund for 20 years could help you build around ₹38–40 lakh.
- Better risk control: Know your risk profile. If you have a low risk appetite, your plan might focus more on debt funds and hybrid schemes.
- Avoiding costly mistakes: Many invest in traditional tools like FDs, endowment LICs, or post office schemes that barely beat inflation. A financial plan helps you avoid these traps.
- Flexibility: If your income changes, you have kids, or want to start a business, your plan adapts.
What do you get from a consulting session?
At Finiqus, we walk you through:
- Understanding your income and expenses
- Finding out your short and long-term goals
- Evaluating your current investments and insurance
- Doing a risk profile assessment
- Recommending a goal-based plan with Mutual Fund options
- Explaining how to monitor and adjust the plan
Is this only for the wealthy?
No. Even if your SIP is ₹2,000 a month, planning can make a big difference. Starting early and staying consistent matters more than starting big.
A 25-year-old investing ₹3,000/month in an equity mutual fund with 12% expected returns can build over ₹1 crore by age 50.
How do you get started?
Ask yourself:
- Do I know if I’m saving enough?
- Are my investments matching my goals?
- Am I too conservative or too aggressive?
If you’re unsure, it’s time to ask for help. Investment Consulting is not about tips. It’s about structure. You don’t need to track the market every day. You need a plan that works even when the market doesn’t. Your money should work for you — not stress you out.
Let’s build a path that supports your goals, one step at a time.
Step into a new financial future
Our Investment consulting services provide tailored investment solutions to help you achieve your financial goals. Trust us to guide you towards financial success.
Start with the client – understand their financial needs and provide tailored solutions.
Build confidence in every financial decision
Our financial planning services focus on your specific life goals—be it retirement, education, or wealth creation. We work with you to design clear, actionable strategies.
Understand your priorities, structure your finances, and take steady steps toward long-term financial clarity.
Finiqus Investment
Why Choose Us?
Personalized Financial Guidance
We understand that no two financial journeys are the same. That’s why we focus on your specific goals, responsibilities, and comfort levels. Whether you're planning for retirement, a child's education, or just getting started, our advice is always tailored to where you are and where you want to go.
Transparent and Trusted Approach
You deserve clear answers and complete honesty when it comes to your money. We educate you about the options, explain the risks in simple terms, and help you make decisions you can trust. There are no hidden agendas—only open conversations and reliable support.
Commitment to Long-Term Growth
We don’t believe in shortcuts or one-time fixes. Our focus is on steady, sustainable growth aligned with your life stages. We walk with you through every financial milestone, helping you stay focused, stay calm during market swings, and stay committed to your bigger picture.
All-in-One Financial Solutions
From mutual funds to retirement planning, insurance guidance to budgeting help—we cover it all under one roof. You don’t have to juggle multiple advisors or platforms. With us, you get complete financial support, saving you time and giving you peace of mind.
Easy Access to Top Mutual Funds
We simplify investing by offering direct access to India’s top mutual fund platforms—all through your advisor’s trusted code. This means you invest quickly, track easily, and always know your money is working in trusted hands without extra complications.
Focus on Education Before Execution
Before we ask you to invest, we help you understand. We break down financial terms, market behavior, and investment options in plain language. When you know what you're doing and why you're doing it, you’re more likely to succeed—and stay the course when it matters most.
Our Team
Dedicated professionals driving your financial success
Mr. Anwesh Ghosh
Chief Consultant (ARN-267844)
Founder and Chief Consultant of Finiqus, Anwesh Ghosh is the guiding force behind the firm. With qualifications in B.A.LL.B., LL.M., and ADFSL, and certified by NISM as a Mutual Fund Distributor, he brings deep expertise in investment, banking and corporate laws. A skilled draftsman with a focus on practical financial planning, Anwesh actively leads every aspect of the firm’s advisory services—right from investment strategies to client education and personalized financial solutions.
Mr. P.K. Ghosh
Senior Advisor (ARN-146075)
Senior Advisor at Finiqus, Mr. Pradip Kumar Ghosh brings over 25 years of experience in banking as a former Deputy Manager at SBI. With academic qualifications in B.Com. and M.Com., he has spent the last 5+ years guiding investors as a trusted Investment Consultant. As a NISM-certified Mutual Fund Distributor, he plays a key role in mentoring the advisory framework of the firm. His deep understanding of asset management and financial planning helps ensure that every client receives grounded, practical advice tailored to their goals.
Adv. J.D. Ghosh
Chief Law Associate
Adv. Jhilick Das Ghosh brings over 7 years of legal expertise to the firm. With a strong academic background in B.A.LL.B. and LL.M., she specializes in Real Estate and Employment Laws. She plays a key role in ensuring our advisory services comply with legal standards while offering practical solutions. Her deep understanding of regulatory frameworks strengthens the foundation of our financial planning, estate strategies, and client advisory systems.
Trusted by 200+ clients across India
Managing Assets Worth ₹120 Million+ with Care and Commitment
Join us to get yourselves a healthier financial future..