Privacy Policy
Effective Date: [1st September, 2025]
Last Updated: [1st January, 2026]
Finiqus (“we”, “our”, “us”) values the privacy and trust of every visitor, client, and user of this website. This Privacy Policy explains how information is collected, used, processed, stored, and protected when you access or interact with www.finiqus.com. By visiting or using this website, you consent to the practices described herein.
Finiqus operates as a financial education and services platform, including mutual fund distribution, investment awareness, legal consultancy, and academic guidance. We follow applicable Indian laws, SEBI regulations, and data protection principles to ensure that user information is handled responsibly and transparently.
Information We Collect
Information collected through this website is limited to what is necessary to provide services, respond to queries, improve user experience, and comply with regulatory obligations. Personal information may be collected when you voluntarily submit details through contact forms, enquiry forms, registrations, or communication channels. Such information may include your name, email address, phone number, city, and general financial or educational preferences.
In addition to voluntarily submitted information, certain technical data may be collected automatically when you access the website. This may include IP address, browser type, operating system, device identifiers, pages visited, time spent on the website, and referral URLs. This information is collected to ensure website security, diagnose technical issues, and understand usage patterns.
Finiqus does not collect sensitive personal data such as PAN, Aadhaar number, bank account details, debit or credit card information, passwords, or authentication credentials through this website unless explicitly stated and permitted under future regulated services with appropriate consent mechanisms.
Cookies and Tracking Technologies
The website may use cookies and similar technologies to enhance functionality, analyze traffic, and improve content relevance. Cookies help recognize returning users and remember preferences. Users may control or disable cookies through browser settings, though certain features of the website may not function optimally if cookies are disabled.
Purpose of Data Usage
Information collected is used strictly for legitimate business purposes, including responding to enquiries, providing requested services, sharing educational or informational content, improving website functionality, maintaining security, and complying with legal or regulatory requirements. Any communication such as emails, calls, or messages will be limited to relevant service-related or educational information, unless the user has explicitly opted in for promotional communication.
Mutual Fund and Financial Data Disclaimer
Any mutual fund data, scheme details, NAVs, historical returns, illustrations, calculators, or comparisons displayed on this website are based on publicly available information from recognized sources such as AMFI or fund houses. Such data is provided solely for informational and educational purposes and does not constitute personalized investment advice, portfolio recommendation, or assurance of returns.
Finiqus does not access or retrieve individual investor data through PAN, registrar systems, or broker accounts via this website. Any future services involving regulated data access shall be implemented only through legally permitted, consent-based frameworks.
Data Sharing and Disclosure
Finiqus does not sell, rent, or commercially exploit personal information. Information may be shared only with trusted service providers such as website hosting partners, analytics service providers, or communication platforms, strictly for operational purposes and under confidentiality obligations. Information may also be disclosed if required by law, regulatory authority, court order, or to protect the legal rights, safety, or integrity of Finiqus and its users.
Data Security and Retention
Reasonable administrative, technical, and physical safeguards are implemented to protect personal data against unauthorized access, misuse, alteration, or loss. Access to personal information is restricted to authorized personnel only. Data is retained only for as long as necessary to fulfill the purposes for which it was collected or as required by applicable laws and regulations.
While all reasonable efforts are made to secure information, users acknowledge that no method of transmission over the internet is completely secure, and Finiqus cannot guarantee absolute security of data.
User Rights
Users have the right to request access to their personal information, seek correction of inaccurate details, withdraw consent for communication, or request deletion of personal data, subject to applicable legal and regulatory obligations. Requests may be made through the contact details provided on the website.
Third-Party Links
The website may contain links to external websites or platforms. Finiqus is not responsible for the privacy practices, content, or security of such third-party websites. Users are encouraged to review the privacy policies of those websites independently.
Children’s Privacy
This website is not intended for individuals below the age of eighteen. Finiqus does not knowingly collect personal information from minors.
Policy Updates
This Privacy Policy may be updated from time to time to reflect changes in legal requirements, services, or operational practices. Any updates will be published on this page, and continued use of the website shall be deemed acceptance of the revised policy.
Contact Information
For any queries, clarifications, or concerns regarding this Privacy Policy, users may contact Finiqus through the official contact details available on www.finiqus.com.
Disclaimer & Risk Disclosure
The information provided on www.finiqus.com is intended solely for educational, informational, and awareness purposes. Nothing contained on this website should be construed as investment advice, legal advice, tax advice, or a recommendation to buy, sell, or hold any financial product or security.
Mutual fund investments are subject to market risks. Past performance of any mutual fund scheme does not guarantee or indicate future returns. The value of investments may fluctuate due to market conditions, economic factors, interest rate changes, political developments, and other risks beyond control.
Any illustrations, examples, return projections, calculators, or comparisons shown on this website are hypothetical or based on historical data and are not indicative of actual results. Actual returns may vary significantly.
Investors are advised to read all relevant scheme-related documents carefully, including the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM), before making any investment decision. Independent due diligence and consultation with a qualified financial advisor are strongly recommended.
Finiqus, its partners, representatives, or affiliates shall not be liable for any direct, indirect, incidental, or consequential loss arising out of reliance on information available on this website or any linked resources.
Any reference to market trends, economic outlooks, or investment strategies represents general opinions based on publicly available information and should not be treated as personalized financial advice.
By accessing this website, users acknowledge that they understand the risks associated with financial markets and agree that all investment decisions shall be made at their own discretion and risk.
Effective Date: [1st September, 2025]
Last Updated: [1st January, 2026]
Finiqus (“we”, “our”, “us”) values the privacy and trust of every visitor, client, and user of this website. This Privacy Policy explains how information is collected, used, processed, stored, and protected when you access or interact with www.finiqus.com. By visiting or using this website, you consent to the practices described herein.
Finiqus operates as a financial education and services platform, including mutual fund distribution, investment awareness, legal consultancy, and academic guidance. We follow applicable Indian laws, SEBI regulations, and data protection principles to ensure that user information is handled responsibly and transparently.
Information We Collect
Information collected through this website is limited to what is necessary to provide services, respond to queries, improve user experience, and comply with regulatory obligations. Personal information may be collected when you voluntarily submit details through contact forms, enquiry forms, registrations, or communication channels. Such information may include your name, email address, phone number, city, and general financial or educational preferences.
In addition to voluntarily submitted information, certain technical data may be collected automatically when you access the website. This may include IP address, browser type, operating system, device identifiers, pages visited, time spent on the website, and referral URLs. This information is collected to ensure website security, diagnose technical issues, and understand usage patterns.
Finiqus does not collect sensitive personal data such as PAN, Aadhaar number, bank account details, debit or credit card information, passwords, or authentication credentials through this website unless explicitly stated and permitted under future regulated services with appropriate consent mechanisms.
Cookies and Tracking Technologies
The website may use cookies and similar technologies to enhance functionality, analyze traffic, and improve content relevance. Cookies help recognize returning users and remember preferences. Users may control or disable cookies through browser settings, though certain features of the website may not function optimally if cookies are disabled.
Purpose of Data Usage
Information collected is used strictly for legitimate business purposes, including responding to enquiries, providing requested services, sharing educational or informational content, improving website functionality, maintaining security, and complying with legal or regulatory requirements. Any communication such as emails, calls, or messages will be limited to relevant service-related or educational information, unless the user has explicitly opted in for promotional communication.
Mutual Fund and Financial Data Disclaimer
Any mutual fund data, scheme details, NAVs, historical returns, illustrations, calculators, or comparisons displayed on this website are based on publicly available information from recognized sources such as AMFI or fund houses. Such data is provided solely for informational and educational purposes and does not constitute personalized investment advice, portfolio recommendation, or assurance of returns.
Finiqus does not access or retrieve individual investor data through PAN, registrar systems, or broker accounts via this website. Any future services involving regulated data access shall be implemented only through legally permitted, consent-based frameworks.
Data Sharing and Disclosure
Finiqus does not sell, rent, or commercially exploit personal information. Information may be shared only with trusted service providers such as website hosting partners, analytics service providers, or communication platforms, strictly for operational purposes and under confidentiality obligations. Information may also be disclosed if required by law, regulatory authority, court order, or to protect the legal rights, safety, or integrity of Finiqus and its users.
Data Security and Retention
Reasonable administrative, technical, and physical safeguards are implemented to protect personal data against unauthorized access, misuse, alteration, or loss. Access to personal information is restricted to authorized personnel only. Data is retained only for as long as necessary to fulfill the purposes for which it was collected or as required by applicable laws and regulations.
While all reasonable efforts are made to secure information, users acknowledge that no method of transmission over the internet is completely secure, and Finiqus cannot guarantee absolute security of data.
User Rights
Users have the right to request access to their personal information, seek correction of inaccurate details, withdraw consent for communication, or request deletion of personal data, subject to applicable legal and regulatory obligations. Requests may be made through the contact details provided on the website.
Third-Party Links
The website may contain links to external websites or platforms. Finiqus is not responsible for the privacy practices, content, or security of such third-party websites. Users are encouraged to review the privacy policies of those websites independently.
Children’s Privacy
This website is not intended for individuals below the age of eighteen. Finiqus does not knowingly collect personal information from minors.
Policy Updates
This Privacy Policy may be updated from time to time to reflect changes in legal requirements, services, or operational practices. Any updates will be published on this page, and continued use of the website shall be deemed acceptance of the revised policy.
Contact Information
For any queries, clarifications, or concerns regarding this Privacy Policy, users may contact Finiqus through the official contact details available on www.finiqus.com.
Disclaimer & Risk Disclosure
The information provided on www.finiqus.com is intended solely for educational, informational, and awareness purposes. Nothing contained on this website should be construed as investment advice, legal advice, tax advice, or a recommendation to buy, sell, or hold any financial product or security.
Mutual fund investments are subject to market risks. Past performance of any mutual fund scheme does not guarantee or indicate future returns. The value of investments may fluctuate due to market conditions, economic factors, interest rate changes, political developments, and other risks beyond control.
Any illustrations, examples, return projections, calculators, or comparisons shown on this website are hypothetical or based on historical data and are not indicative of actual results. Actual returns may vary significantly.
Investors are advised to read all relevant scheme-related documents carefully, including the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM), before making any investment decision. Independent due diligence and consultation with a qualified financial advisor are strongly recommended.
Finiqus, its partners, representatives, or affiliates shall not be liable for any direct, indirect, incidental, or consequential loss arising out of reliance on information available on this website or any linked resources.
Any reference to market trends, economic outlooks, or investment strategies represents general opinions based on publicly available information and should not be treated as personalized financial advice.
By accessing this website, users acknowledge that they understand the risks associated with financial markets and agree that all investment decisions shall be made at their own discretion and risk.
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